Why To Buy Before Spring

Maximize Your Savings By Buying Soon

Committing to purchasing a home is one of the biggest decisions most Americans will ever make, both financially and personally. It is not a decision that should be rushed. If, however, you have already reached the point where you are ready to switch from renter to homeowner, you should consider buying before spring. Here are a few reasons why:

1. Costs Are Rising:If you waited to buy a home in 2014, you were no doubt surprised by the skyrocketing prices of homes. Although home appreciation should slow in 2015, it will continue to gradually rise. Mortgage interest rates are also expected to increase in the coming year. Buying a home is not going to be any more affordable than it is right now at any point in the foreseeable future.
2. Your Living Expenses Are Not Decreasing:You may think that buying a home would wipe out your savings, but you might be surprised how similar a mortgage payment could be when compared to what you are already paying in rent. In fact, in some cases it may even be less. You need to put money towards your living expenses each month no matter what, so why not put that money into an investment rather than your landlord’s pocket?
3. You Deserve A Stable Future:Experts predict rent prices will continue to rise in the next five years. With a fixed-rate mortgage, however, you lock in your monthly housing cost. Get the financial stability you deserve by fixing your living expenses now.

You deserve an agent who will help you get into the best home at the best price. To work with an expert on the local real estate market in Conejo Valley, San Fernando Valley, Santa Monica, Beverly Hills and Los Angeles, contact Betsy Dittman. I am here to make sure you get the luxury you deserve at the price you deserve in 2015. Call me today.