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5 Reasons to Buy a House Right Now
Why You Should Find Your Dream House Today
Being ready to buy a home relies on you wanting to buy a home, being financially prepared, and having a good credit score. If you check all of these boxes, here are 5 reasons why now is the best time to buy a house!
- The prices are good- Although the house prices have continued to grow over the recent years, they have slowed significantly lately. The 10-City Composite gained 5.5% year-over-year, which is down from the 6.7%. This is great news if you were once worried that big price gains would put a home out of reach for you.
- Rates are low- Interest was once 18% in October 1981. This is almost unimaginable, compared to the today’s average of 5.18% which is, thankfully, much more bearable.
- Loans are becoming more accessible- Major loan companies are making adjustments to their loan requirements. They are lowering the minimum FICO score for borrowers, which mean that buyers don’t need perfect credit or to put a huge down payment on their ideal house.
- Holiday shopping- Buyers who are actively looking to purchase a home during the holiday months, namely, October through December, have less competition of other buyers and offers. In addition, the home owner is more likely to sell in time for Christmas, even if that means selling the house below the offer.
- Buying is often cheaper than renting- Depending on where you are located, prices of rent are considerably more than a mortgage on a house. It is suggested that a 30 year fixed rate of 4.5%, is 38% cheaper than renting nationally. With that said, why not live in your luxury, dream house for cheaper?
If you are committed to buying a home, I, Betsy Dittman will help you find your dream home and streamline the escrow and closing process. With your needs and requirements in line, I will be sure that you find the perfect home! Learn more about my buyer services here!
The Benefits Of A Design-Build Firm
How One Company Can Meet Your Landscaping Needs
After you get into your dream home, it is time to create your dream landscape. You would not want your new property to be left lackluster, so it is important to get a team on board that you can trust to ensure the work you have done is of superior quality. If you want to leave bringing your landscaping dreams to life to a trusted company, you should consider hiring a design-build firm. These companies will be able to handle your landscaping needs from start to finish. Here are a few pros of hiring a design-build firm.
- Simplicity: Rather than having to seek out two different companies—one to design your landscape and another to build it—you can hire just one to handle your needs from start to finish.
- Expectations: Because a design-build firm is fully acquainted with the work that needs to go in to bringing an idea from the drafting table to your property, they will only offer you designs on which they can actually execute. You can rest easy knowing your expectations will be fully met by working with a design-build firm.
- Budgeting: A design-build firm offers the benefit of having your design and execution costs combined into one price. They will also be aware of what materials are available, in which seasons, at which prices, so that their budgeting will be accurate.
If you have not yet found your dream home, do not wait to contact Betsy Dittman today. Why should you hesitate before getting into the luxury real estate you deserve in 2015? Serving Los Angeles, Beverly Hills, and Conejo Valley, I will help you find the right California luxury real estate properties to bring your home buying dreams to life.
